Disclaimer: The Malaysia Payment Gateway Comparison Table is for reference only. Any information given does not constitute any warranty for a particular use. The copyrights and trademarks of the companies and products mentioned belong to their respective owners.
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Providers
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Formerly known as Razer Merchant Services |
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Package
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CommercePay Enterprise Plan | Fiuu Premium Plan | ADAPTIS SOHO Plan | ADAPTIS SME Plan | Paypal Premier, Business |
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Promotion
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Exclusive Promotion for SiteGiant merchants Offer ends 30th June 2026
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Exclusive Promotion for SiteGiant merchants Offer ends 30th June 2026
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Exclusive Promotion for SiteGiant merchants
Offer ends 30th June 2026
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Premier, Business | |
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Setup Fee
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Waived | Waived | *RM 488 Waived | *RM 488 Waived (Limited for first 50 merchants) |
No setup fee |
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Annual Fee
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Waived | Waived | Waived | *RM 300 Waived for first year only (Limited for first 50 merchants) |
No annual fee |
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Transaction Fee
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2.3% per transaction for Visa/Mastercard credit/debit card 2.3% per transaction or minimum RM 0.60 whichever is higher for FPX online banking 1.5% per transaction for e-Wallets (TNG, GrabPay, Boost and ShopeePay) 1.5% per transaction for Alipay and Wechat Pay 1.0% per transaction for DuitNow QR |
2.4% per transaction for Visa/Mastercard credit/debit card 2.4% per transaction or minimum RM 0.60 whichever is higher for FPX online banking 2.4% per transaction or minimum RM 0.80 whichever is higher for Fiuu Cash at 7-Eleven 1.2% for DuitNow QR 1.4% per transaction for e-Wallets (TNG, GrabPay, MAE, Boost, ShopeePay and Wechat Pay) 1.6% per transaction for Alipay |
3.00% 2.30% or RM 0.60 whichever is higher for FPX Online Banking 1.50% for eWallets (Touch ’n Go, Boost, GrabPay, ShopeePay) 1.00% for eWallets (MAE) 1.50% for DuitNow QR |
2.30% per transaction for Visa/Mastercard/UnionPay Credit/Debit Card 2.30% or RM0.60 whichever is higher for FPX Online Banking 1.50% for eWallets (Touch ’n Go, Boost, GrabPay, ShopeePay) 1.00% for eWallets (MAE) 1.50% for DuitNow QR |
Malaysia 3.9% + 2.00 MYR Overseas 4.4% + 2.00 MYR More Details |
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Supported Currencies
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RM (MYR) | RM (MYR) | RM (MYR) | RM (MYR) | RM (MYR), US, Euro, Singapore $ and more |
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Withdrawal Method
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Transfer to local bank within 1 business day (T+1) | Transfer to local bank (weekly) | Transfer to local bank (Twice per week) |
Transfer to local bank (Twice per week) |
Transfer to local bank (on request) |
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Receive money in local bank
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Supported Cards
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![]() ![]() (Require Separate Sign up) |
N/A | ![]() ![]() ![]() |
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Country of origin
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Malaysia | Malaysia | Malaysia | Malaysia | USA |
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Reliability
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High | High | High | High | High |
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Minimum Amount for Withdrawal
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No Minimum withdrawal amount, Zero withdrawal charge |
No Minimum withdrawal amount (No withdrawal charge) |
No minimum amount | No minimum amount | See PayPal details here |
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Bank Transfer and Other Payment Services
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Malaysia Online Bank Transfer Affin Bank, Agro Bank, AmBank, Alliance Bank, Bank Islam, Bank Rakyat, Bank Muamalat, BSN, CIMB, Hong Leong Bank, HSBC, Kuwait Finance House, Maybank, Public Bank, OCBC Bank, RHB, Standard Chartered, UOB, Bank of ChinaOther Payment Methods
Atome
GrabPay Later Postpaid
GrabPay Later Installment
GrabPay
TNG
Shopeepay
Boost
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Malaysia Online Bank Transfer Alliance Online, Am Online, CIMB Clicks, EON Online, Hong Leong Online, Maybank2u, RHB Online, FPX (Maybank2U, HL Online, RHB Online, Bank Islam, PbeBank, CIMB Clicks)Other Payment Methods
Fiuu Cash at 7-Eleven
Atome
GrabPay Later Postpaid
GrabPay Later Installment
Shopee SPayLater
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Malaysia Online Bank Transfer FPX (Affin Online, Agrobank, AllianceBank, AmOnline, Bank Islam, Bank of China, Bank Rakyat, MyBSN, CIMB Clicks, Hong Leong Connect, HSBC Bank, Kuwait Finance, Maybank2U, Bank Muamalat, OCBC Bank, PBeBank, RHB Now, Standard Chartered, UOB Bank)Other Payment Method
Touch’n Go
Boost
GrabPay
ShopeePay
MAE
DuitNow QR
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Malaysia Online Bank Transfer FPX (Affin Online, Agrobank, AllianceBank, AmOnline, Bank Islam, Bank of China, Bank Rakyat, MyBSN, CIMB Clicks, Hong Leong Connect, HSBC Bank, Kuwait Finance, Maybank2U, Bank Muamalat, OCBC Bank, PBeBank, RHB Now, Standard Chartered, UOB Bank)Other Payment Method
Touch’n Go
Boost
GrabPay
ShopeePay
MAE
DuitNow QR
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N/A |
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Compatible with
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All SiteGiant Plans | All SiteGiant Plans | All SiteGiant Plans | All SiteGiant Plans | |
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*Subject to Tax
I’m a new online merchant and I’m still wondering which payment gateway provider would be more suitable for my new emerging business?
I’ve been in the online business for years and I’m considering on setting up a payment gateway for my webstore. But there’s a lot of transactions going on in my webstore every day, and I was wondering which package would benefit me the most.
I was thinking of going for a more budgeted solution, and I would like to know more about the packages provided.